Advance Capital for Merchants and Businesses

For those who are thinking about a merchant cash advance for small business, it’s important to weigh your options. A Merchant Advance can often be a beneficial move for a business when done in a practical way, making sure said business responsibly takes only what it needs to move forward and take the next step.

Fundshop is unlike most merchant advance companies because we make sure that our clients can achieve payback, and we make sure to keep monthly payments reasonable and within reach. We’re here to drive your business to new heights, not cripple your business under weighty monthly payments.

Purchase Amount

$5,000 – $2Mil

Flexible Terms

3-24 Month Terms

Time to Fund

24 – 48 Hours


Merchant Advances at the Lowest Rates

What we’re trying to say is, we provide the lowest rates as a leading cash advance merchant service, which helps businesses of varying scales fill temporary cash flow gaps and make purchases that will initiate new growth. We make sure you get your funding quickly – in most cases on the same day!

After 2009’s financial crisis, most banks have adopted unreasonable requirements — almost a one-to-one deposit to loan ratio! What that means is that in some scenarios you have to have as much cash on hand as you’re looking to borrow. It’s understandable that borrowers might have an adverse reaction. If you had the money in the bank already, well, you wouldn’t need to borrow it, would you? That’s why Fundshop provides simple, easy, stress-free bank alternatives when it comes to merchant advances.

Reasons a person might consider a merchant cash advance for small business include:

  • Controlling Cash Flow
  • Adjusting to the Season (Slow or Peak)
  • Maintenance
  • Expansion
  • Building Credit
  • Increase Bottom Line

When it comes down to it, Fundshop knows that sometimes businesses need a little help. But getting help should never put you in a bind as a result.

That’s why Fundshop exists — to help people get out of jams. We’re here for people who need cash fast and feel like their options are limited. Since traditional lenders are notoriously slow in their processing and turnaround, taking the traditional route can often mean waiting weeks or even months. Who has that kind of time?

We don’t screen what you do with your merchant advance capital, either. You know what’s best for your business, so we leave that up to you.


No More Waiting Weeks or Months for Your Money

Waiting extended periods of time to figure out if you’ve been approved or not is a thing of the past. It’s time to think seriously about a merchant cash advance, which is a type of financing that enables customers to borrow against their future earnings. It’s a fast and pain-free way to get the cash you need – right at the moment you need it.


More on the Merchant Advance

Merchant cash advances benefit business owners who accept credit card transactions. A merchant cash advance (MCA) is technically not considered a loan, but is simply an advance that is based upon future revenue determined through credit card sales. MCAs are fast and easy – advances are generally wired to your account same day.

What Are The Benefits?

Fast & Simple

Gain access to small business funding in as little as 24 hours.

Global Marketplace

We fund all businesses in the USA and Canada.

All Industries

No restricted industries.


The Fundshop Difference

We look at things differently than traditional banks. As a reputable MCA provider, we pay attention to daily credit card receipts and gauge our merchant advances responsibly, scaling our loan proposals to suit your distinct needs. We set you up to make your next big move.

Our merchant cash advances are an excellent choice for a vast range of business owners. We purchase future receivables at our discount rate, which is what allows us to give you funding up-front – and we only take a small percentage of credit card sales. This ensures minimal effect on your day-to-day business operations.

Contact Fundshop today to get started. We’ll help you apply, get approved, and wire your funds to your account on the same day in most cases. We’re now powering businesses all over the country.

LET'S GET STARTED!

What our clients are saying on

  • Vincent Iocovozzi
    Vincent Iocovozzi
    Paul Weiss was excellent to work with. All went very smoothly and I would recommend him.
  • James Amico
    James Amico
    After doing business with a different lending company I decided to give that company a try with a renewal loan, instead I was sold a bed of roses and given thorns, so back to the Google drawing board I went......and this led me to Ryan @ FundShop. It was a pleasure to be doing business with a fellow NY'er and company I found to be very genuine. I would recommend FundShop to any Small Business owner looking to expand their business, I can't wait to try out their renewal programs.
  • Brody York
    Brody York
    It was a pleasure working with Brandon. He is very knowledgeable and willing to help. They have a little more stipulations than other companies I worked with in the past but we were able to provide everything they needed and were funded the next morning.
  • Michael Stolz
    Michael Stolz
    I normally do not review companies because generally I do not notice anything above and beyond in the service, but dealing with this company has been a complete delight. Fundshop has a very professional and upfront attitude which is something you normally do not experience when dealing with these types of companies. When you are someone who works in the field of getting things done its nice to work with a company who shares that same mentality and integrates very will in what you are trying to accomplish. 5 out of 5 stars for this amazing company! I will continue to do business with them in the future and am looking forward to developing and strengthening our relationship.
  • Brittany
    Brittany

    CJ helped me get the loan nobody else was able to approve due to my drop in revenue. He was extremely thorough, professional, and made sure I was getting the loan that was perfect for me. I'll never go anywhere else. Great job!

  • Anne Hauer
    Anne Hauer
    They were excellent. My credit was not great. They got me the money I needed in a few days. No hassles.
  • Vic Kerley
    Vic Kerley
    Easy to deal with min paper work did what they said they do look forward possibly in the future. Using them again see how things go.
  • Andrea DiCarlo
    Andrea DiCarlo

    Fast and easy in every phase of the transaction I highly recommend.

  • Sade Abolarin
    Sade Abolarin
    Stress-free process. Warm & friendly contacts. I’ll recommend this company to any business that has no access to financial help especially from all “these banks” who are quick to use your money without thinking of how to make you grow!!! Thanks.
  • Jonathan Volinsky
    Jonathan Volinsky
    Chris did a terrific job: very attentive and invested in my success. Much appreciated and thankful
  • Luis Alvarez
    Luis Alvarez
    It was a very good experience, Because I am only 1 year on business and they help me to get a loan pretty quickly.
  • Jimmie Gibson
    Jimmie Gibson
    Michael has done multiple funding projects for us and has always been thorough and got the job done!
  • NAS
    NAS
    Chris and his entire team was very helpful and explained everything to make sure I understood exactly what I was receiving from him and his company. Thanks Chris so happy that you were able to help me expand my business.
  • Kris Demelo
    Kris Demelo
    This has been a very good transaction!! This is my second time using this company and I have to say that Ryan made it very easy and was very responsive both times and he did all of the leg work!! I have had a lot of other companies that were trying to fund me but I went back to you!! Thank you and thanks to Ryan for being so easy to work with and making everything work!!!
  • Steve Anderson
    Steve Anderson
    We worked with Ryan, he was very professional and took the time to fully understand our needs and then presented several options that would work for us. He also helped point out the good and the bad of each option, so I could make the best dissension. He was not pushy, but kept in touch just enough to make sure the project was on track. What I thought was going to be a painful process went smoothly and easily with Ryan's help.
  • Ryan Heafy
    Ryan Heafy
    A big thank you to Fundshop's Chris K. who helped our business secure bridge funding on a short timeline. The customer service and follow up from start to finish was excellent. Chris effectively shopped us the best terms and delivered exactly what we needed. We couldn't have asked for a better experience, and are excited bout the ability to continue the growth of our company with the funds received. Thanks to Chris and the Fundshop team.
  • Kelly
    Kelly
    Exceptional customer service Chris K. Stays attentive during the whole process! Wouldn’t go anywhere else thanks again for helping my company secure the money it needed!
  • Joanna Daniels
    Joanna Daniels
    You never know what you might come across with a random internet search for "business funding options" however I was pleasantly surprised to have found Fundshop. Communication with Chris and Paul was prompt, clear and as transparent as it comes. The whole process took far less time than we anticipated and we couldn't have been happier from start to finish. This is a top notch company to work with.
  • Murphy Engineering
    Murphy Engineering
    Fundshop is the way to go!! Chris Kenul at Fundshop is very knowledgeable about different kinds of funding available for your unique situation. He really made it fast and easier than I expected. Excellent service!
  • Furon Saunders
    Furon Saunders
    Chris Kneull is the best sales rep ever I cant think you enough for your help. This was the best thing I have ever chosen do.
  • Cami Hester
    Cami Hester

    Quick & Easy! Daniel was great to work with and he made things as smooth as silk! Thank you!

  • Natt Stevens
    Natt Stevens
    I don't leave many good reviews, maybe my first one. So please take the time to read this. Chris Kenul worked with me on a plan to get a SBA Loan in the near future. My business does steady 2 Million a year but we never borrow so we don't have much business credit. So with a year of bank statements and decent personal fico score we qualified for an instant 250K. Since we didn't it all , we took only 125K and approved a credit line of 150K. This way instead of paying interest now, we can use it when needed. He is not like most lenders that push you to borrow what you don't need. My next review will be when we get the SBA Loan. Sincerely, Natt Stevens
  • Cynthia B.
    Cynthia B.
    If you need a business loan for your company, these guys know what they are doing! They funded me in under 48 hours even with COVID19 going on. I received the PPP funds as well through one of their partners. I don't normally write reviews but Fundshop deserves it!
  • Carrie W.
    Carrie W.
    Great. Straight and to the point.
  • Grace
    Grace
    We had a great experience dealing with Fundshop. There are many of these companies out there and Fundshop is truly one of the most legit and helpful one we've worked with. Peter helped us right from the beginning, and stayed on top of all communications and got the whole process moving as fast as he could. It literally took a few days to get us funded. Will definitely work with them again.
  • Erik Rogers
    Erik Rogers
    Due to our current financial limitations we had trouble getting a loan for our business to help with new inventory, marketing, and payroll. But the crew at Fundshop negotiated a great loan which will help us build business credit and allow us to attain more flexibility in the future. Thanks All!
  • Dorothy Clarke
    Dorothy Clarke
    Fundshop did an excellent job in providing the information needed to complete the loan application and follow up. They were there every step to provide information and status of the loan which I received in record time. I have referred Fundshop to several people in past few days and will continue to refer them and work with them in the future
  • Don Stormo
    Don Stormo
    Joe was outstanding to work with! If I could give 25 stars, I would. Honest, ethical, great people to work with. They knew how to navigate the complex SBA system with ease. I felt like I was in the best hands possible. Thank you so much, Joe! :) You are truly a lifesaver! Looking forward to working with you again on our capital needs!

Call us today for a free quote!

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