Start-Up Loans

At Fundshop, we understand that every business has to start somewhere, and start-ups deserve access to essential business funding as much as any other business.  We offer start-up loans for any amount from $500 up to $750,000, with flexible loan terms of up to 25 years.

Every new business needs a leg-up to get started, and we understand how difficult it will be to make your mark in the industry without the funds necessary to purchase stock and equipment and hire the staff you need to get going.

Interest rates and loan repayment terms will vary depending on the loan amount you’re looking for and your individual circumstances, but at Fundshop we do our very best to give you the most convenient and affordable start-up loan, so you can concentrate on running your business without worrying about access to capital.

Purchase Amount

$500 – $750,000

Flexible Terms

1-25 Years

Time to Fund

2 – 5 Days


Small businesses traditionally found it difficult to secure funding because they were perceived as high risk.

But with the US Small Business Administration laying down a set of guidelines for SBA loans and guaranteeing a portion of each loan, small businesses are in a much better position today.

Whether you need to refinance your business debt, purchase machinery or materials or take advantage of a time-sensitive opportunity, there is an SBA loan to suit your needs.

Created as part of a government program, SBA loans can require a reasonable amount of paperwork and can take 30 days or more for the funds to be available. But at Fundshop, we will walk you through every step of the process and make applying – and getting approved – for an SBA loan an easy and hassle-free process.


The Fundshop Difference

We look at things differently than traditional banks. As a reputable MCA provider, we pay attention to daily credit card receipts and gauge our merchant advances responsibly, scaling our loan proposals to suit your distinct needs. We set you up to make your next big move.

Our merchant cash advances are an excellent choice for a vast range of business owners. We purchase future receivables at our discount rate, which is what allows us to give you funding up-front – and we only take a small percentage of credit card sales. This ensures minimal effect on your day-to-day business operations.

Contact Fundshop today to get started. We’ll help you apply, get approved, and wire your funds to your account on the same day in most cases. We’re now powering businesses all over the country.


What our clients are saying on

Vincent Iocovozzi

Paul Weiss was excellent to work with. All went very smoothly and I would recommend him.

James Amico

After doing business with a different lending company I decided to give that company a try with a renewal loan, instead I was sold a bed of roses and given thorns, so back to the Google drawing board I went......and this led me to Ryan @ FundShop. It was a pleasure to be doing business with a fellow NY'er and company I found to be very genuine. I would recommend FundShop to any Small Business owner looking to expand their business, I can't wait to try out their renewal programs.

Brody York

It was a pleasure working with Brandon. He is very knowledgeable and willing to help. They have a little more stipulations than other companies I worked with in the past but we were able to provide everything they needed and were funded the next morning.

Michael Stolz

I normally do not review companies because generally I do not notice anything above and beyond in the service, but dealing with this company has been a complete delight. Fundshop has a very professional and upfront attitude which is something you normally do not experience when dealing with these types of companies. When you are someone who works in the field of getting things done its nice to work with a company who shares that same mentality and integrates very will in what you are trying to accomplish. 5 out of 5 stars for this amazing company! I will continue to do business with them in the future and am looking forward to developing and strengthening our relationship.


CJ helped me get the loan nobody else was able to approve due to my drop in revenue. He was extremely thorough, professional, and made sure I was getting the loan that was perfect for me. I'll never go anywhere else. Great job!

Anne Hauer

They were excellent. My credit was not great. They got me the money I needed in a few days. No hassles.

Vic Kerley

Easy to deal with min paper work did what they said they do look forward possibly in the future. Using them again see how things go.

Andrea DiCarlo

Fast and easy in every phase of the transaction I highly recommend.

Sade Abolarin

Stress-free process. Warm & friendly contacts. I’ll recommend this company to any business that has no access to financial help especially from all “these banks” who are quick to use your money without thinking of how to make you grow!!! Thanks.

Jonathan Volinsky

Chris did a terrific job: very attentive and invested in my success. Much appreciated and thankful

Luis Alvarez

It was a very good experience, Because I am only 1 year on business and they help me to get a loan pretty quickly.

Jimmie Gibson

Michael has done multiple funding projects for us and has always been thorough and got the job done!


Chris and his entire team was very helpful and explained everything to make sure I understood exactly what I was receiving from him and his company. Thanks Chris so happy that you were able to help me expand my business.

Kris Demelo

This has been a very good transaction!! This is my second time using this company and I have to say that Ryan made it very easy and was very responsive both times and he did all of the leg work!! I have had a lot of other companies that were trying to fund me but I went back to you!! Thank you and thanks to Ryan for being so easy to work with and making everything work!!!

Steve Anderson

We worked with Ryan, he was very professional and took the time to fully understand our needs and then presented several options that would work for us. He also helped point out the good and the bad of each option, so I could make the best dissension. He was not pushy, but kept in touch just enough to make sure the project was on track. What I thought was going to be a painful process went smoothly and easily with Ryan's help.

Ryan Heafy

A big thank you to Fundshop's Chris K. who helped our business secure bridge funding on a short timeline. The customer service and follow up from start to finish was excellent. Chris effectively shopped us the best terms and delivered exactly what we needed. We couldn't have asked for a better experience, and are excited bout the ability to continue the growth of our company with the funds received. Thanks to Chris and the Fundshop team.


Exceptional customer service Chris K. Stays attentive during the whole process! Wouldn’t go anywhere else thanks again for helping my company secure the money it needed!

Joanna Daniels

You never know what you might come across with a random internet search for "business funding options" however I was pleasantly surprised to have found Fundshop. Communication with Chris and Paul was prompt, clear and as transparent as it comes. The whole process took far less time than we anticipated and we couldn't have been happier from start to finish. This is a top notch company to work with.

Murphy Engineering

Fundshop is the way to go!! Chris Kenul at Fundshop is very knowledgeable about different kinds of funding available for your unique situation. He really made it fast and easier than I expected. Excellent service!

Furon Saunders

Chris Kneull is the best sales rep ever I cant think you enough for your help. This was the best thing I have ever chosen do.

Cami Hester

Quick & Easy! Daniel was great to work with and he made things as smooth as silk! Thank you!

Natt Stevens

I don't leave many good reviews, maybe my first one. So please take the time to read this. Chris Kenul worked with me on a plan to get a SBA Loan in the near future. My business does steady 2 Million a year but we never borrow so we don't have much business credit. So with a year of bank statements and decent personal fico score we qualified for an instant 250K. Since we didn't it all , we took only 125K and approved a credit line of 150K. This way instead of paying interest now, we can use it when needed. He is not like most lenders that push you to borrow what you don't need. My next review will be when we get the SBA Loan. Sincerely, Natt Stevens

Cynthia B.

If you need a business loan for your company, these guys know what they are doing! They funded me in under 48 hours even with COVID19 going on. I received the PPP funds as well through one of their partners. I don't normally write reviews but Fundshop deserves it!

Carrie W.

Great. Straight and to the point.


We had a great experience dealing with Fundshop. There are many of these companies out there and Fundshop is truly one of the most legit and helpful one we've worked with. Peter helped us right from the beginning, and stayed on top of all communications and got the whole process moving as fast as he could. It literally took a few days to get us funded. Will definitely work with them again.

Erik Rogers

Due to our current financial limitations we had trouble getting a loan for our business to help with new inventory, marketing, and payroll. But the crew at Fundshop negotiated a great loan which will help us build business credit and allow us to attain more flexibility in the future. Thanks All!

Dorothy Clarke

Fundshop did an excellent job in providing the information needed to complete the loan application and follow up. They were there every step to provide information and status of the loan which I received in record time. I have referred Fundshop to several people in past few days and will continue to refer them and work with them in the future

Andy Liu

Good service!

Don Stormo

Joe was outstanding to work with! If I could give 25 stars, I would. Honest, ethical, great people to work with. They knew how to navigate the complex SBA system with ease. I felt like I was in the best hands possible. Thank you so much, Joe! :) You are truly a lifesaver! Looking forward to working with you again on our capital needs!

Eddie Moreno

The Fundshop process was extremely simple. And once we submitted our details, the staff was quick to respond and stay in touch throughout the entire process. Funding has never been easier! Thank you Fundshop...

Kevin Murphy

Chris has been one heck of a fighter for our business. From day one he's been right there with us through all the good and all the bad. We couldn't have dug ourselves out without his tenacious effort. Very much appreciated!

Tom Gray

What a great experience very easy company to deal with very professional would refer them this will help us expand our business thank you very much!


Great service Ryan was great!

Dennis Gidney

This EDIL funding has enabled us to continue an important contract with our main client - a major Oil and Gas Company. It was an extremely easy process with support and follow up by Daniel.

James Amico

Awesome Experience every time, have been approved for several loans with Fundshop, all different amounts and terms, always satisfied!!!

Marc Dire

Thank you a million to Mr. Dan Tresham with Fund-shop. I honestly can not believe how easy & painless the process was. Fundshop rescued my business from one of the toughest last six months we have ever experienced -COVID19. These guys are the "Real Deal". Any small business owner would be crazy not to take advantage of the current loan opportunities. Again, thank you to Dan & the rest of the team at Fundshop. This might just be one of the best & easy deals in all of my 13 years as a small business owner.

Anthony Murray

They were on it through the entire process keeping it moving quickly and easily. I highly recommend them, Dan was awesome and made me feel he was pulling for me the whole time.

Tom Wilson

I was very happy with the support I got from Katie. It went from first contact to funding is well under a week, which impressed me. Each step of the process was handled professionally and courteously. This was by far the easiest funding I have ever received, Thank you Katie, for a great experience.

Lori Castro

EDIL, I spoke with a broker Paul. He explained to me about EDIL also mentioned if I needed a loan. That he could get me financed in 24hrs. We talked and I agreed to take the loan. He worked what was the best and lowest rate for me. The processor also worked well with me. I have the loan. Was no pressure and they talk you through the process. I'm happy. Will work with them again.

Joshua Winn

I was happy with my service. My agent was responsive and involved. Really did make dealing with the SBA much easier. If you are looking for assistance with your loans, the small fee Fundshop charges was definitely worth it for me.

Eric Bell

Daniel with Fundshop helped me with getting an sba loan. The whole process was easy and would definitely recommend Daniel to help with all ur needs.

Diana Anderson

I had the pleasure of working with Ryan Byrd, Director of Finance, at Fundshop on my recent small business loan. Ryan guided me through the entire process presenting various options that would best fit my needs and overall goals and timeline. I will not hesitate to reach out to Ryan for my future needs and highly recommend Fundshop when you are looking to growth your business. Thank you!

Clarence Webb

Paul was amazing to work with. He was able to get us exactly what our company needed.

Nathan Edwards

Daniel was very professional and fast at getting me through the process of my loan. He made it simple and easy to understand and made the experience stress free. I would recommend Fundshop to anyone. Thanks

Call us today for a free quote!

Accredited Business
Thank you!
Please check your email to complete our online application. If you don't see it in your Inbox, please check your Spam folder. One of our highly trained representatives will contact you within the next 24 hours to discuss financing for your business.
Thank you for your inquiry on our website!
Based on the information you have provided, we were able to find your existing account with Fundshop. One of our representatives will be in touch with you shortly. In the meantime, please check your Inbox to confirm your email address.
An error was detected!
Please check the completed form fields and try again.
Unfortunately we are unable to process your application, for assistance please call 877-628-9494
Unfortunately we are unable to process your application at this time. Please give us a call at 631-961-5422 so we can assist further. Thank you for your inquiry!
Unfortunately we are unable to approve you this time. Thank you for your inquiry!
You have successfully unsubscribed!
You'll no longer receive our opt-in messages, but you can change your decision at any time.